Introducing Pensiona Global AI Co-Pilot

The AI Co-Pilot for the World’s Seniors

September 2025

Retirement is broken.
Not for a few people for billions.

By 2050, there will be 2.1 billion people over the age of 60.
Most will face retirement with limited support, confusing systems and growing financial uncertainty.

Every year:

• $36 billion is lost to elder fraud in the U.S. alone
• 72% of seniors fear outliving their savings
• Hundreds of millions globally have no pension safety net

And yet, the system hasn’t adapted.

Financial institutions are built to help people grow wealth not live from it.
Fintech apps are designed for 30-year-olds, not 70-year-olds.
Retirement remains one of the most complex, emotional and unsupported phases of life.

We built Pensiona Global because this gap is too big to ignore.

What Pensiona Global is

Pensiona Global is the first AI-powered financial co-pilot built specifically for people 60+, across countries, languages, and pension systems.

Not a robot-advisor.
Not a budgeting tool.

A true co-pilot helping seniors and their families navigate retirement with clarity and confidence.

The platform

Retirement Runway

A clear, visual answer to the question everyone asks but few can answer:
“How long will my money last?”

No spreadsheets. No jargon. Just clarity updated in real time.

Fraud Shield

Elder fraud is one of the fastest-growing financial threats globally.

Pensiona identifies suspicious patterns and alerts users early
before damage is done.

Benefits Finder

Over 2,000 government programs exist globally to support seniors.
Most go unclaimed.

Pensiona matches users to every benefit they’re entitled to
by country and guides them step by step.

Family Hub

Retirement is not an individual experience.

Families want visibility. Seniors want independence.

Pensiona connects both giving peace of mind without taking control away.

Who this is for

Seniors (60+)

Regardless of wealth, geography or technical ability.

Pensiona meets users:

• in their language
• within their country system
• with a design built for how they think and use technology

Adult children (40–55)

Often the real decision-makers.

They:

• search for solutions
• pay for subscriptions
• want clarity and reassurance

Pensiona turns retirement into a shared experience, not a hidden burden.

A global problem needs a global platform

Retirement insecurity exists everywhere:

• Asia-Pacific: family-dependent systems, limited pensions
• Latin America & Africa: informal economies, little safety net
• Europe: complex systems, billions in unclaimed benefits

Pensiona is built to work across all of them.

• Multi-country pension integration
• 2,000+ benefits mapped globally
• Pricing adjusted for purchasing power

We launch first in:
US, Switzerland, UK, Germany, Italy, France

More markets follow.

Why now

This moment matters.

AI has finally become capable of:

• real-time scenario modelling
• fraud detection
• personalized financial guidance

At the same time:

• the senior population is accelerating
• systems are not keeping up
• families are searching for solutions

The gap has never been wider.
The opportunity has never been clearer.

Join us

Pensiona Global launches in September 2025.

We’re opening early access to our first users and partners:

• credit unions
• senior communities
• employers
• public institutions

If this matters to you — join us early.
If you serve seniors — let’s work together.

Pensiona Global is built on dignity, privacy, and trust.
We are GDPR-compliant and never sell user data.