Last Updated: June 2026

Pensiona.ai (“Pensiona.ai”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, use our services, participate in our beta program, or otherwise interact with us.

By accessing or using Pensiona.ai, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide to us, including:

Name
Email address
Contact information
Feedback and survey responses
Account registration details
Communications with our support team

We may also collect certain technical information automatically, including:

IP address
Browser type
Device information
Operating system
Pages visited
Usage data
Cookies and similar technologies

2. How We Use Your Information

We may use collected information to:

Provide and improve our services
Manage beta testing participation
Respond to inquiries and support requests
Send product updates and service communications
Analyze website performance and usage trends
Improve user experience
Maintain platform security
Comply with legal obligations

3. Artificial Intelligence and Data Processing

Pensiona.ai uses technology, including artificial intelligence and automated systems, to assist in providing retirement planning insights and user experiences.

AI-generated information is intended for informational and educational purposes only and should not be considered financial, legal, tax, or investment advice.

Users remain responsible for evaluating information and seeking professional advice when appropriate.

4. Cookies and Analytics

We may use cookies, analytics tools, and similar technologies to:

Improve website functionality
Understand user behavior
Measure website performance
Personalize user experiences

You may manage cookie preferences through your browser settings.

5. Sharing of Information

We do not sell personal information.

We may share information with:

Service providers supporting our operations
Analytics providers
Security and infrastructure providers
Professional advisors
Regulatory authorities when legally required

All third parties are expected to handle information responsibly and in accordance with applicable laws.

6. Data Security

We implement reasonable technical, administrative, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your information, no method of transmission or storage can be guaranteed to be completely secure.

7. Data Retention

We retain personal information only for as long as necessary to:

Provide our services
Fulfill legal obligations
Resolve disputes
Enforce agreements

Retention periods may vary depending on the nature of the information and applicable legal requirements.

8. Your Rights

Depending on your location and applicable laws, you may have rights regarding your personal information, including:

Access to personal data
Correction of inaccurate information
Deletion of personal data
Restriction of processing
Data portability
Objection to certain processing activities

To exercise applicable rights, please contact us using the information below.

9. Third-Party Services

Our website may contain links to third-party websites or services.

We are not responsible for the privacy practices, content, or policies of third-party websites. Users should review those privacy policies independently.

10. Children’s Privacy

Pensiona.ai is intended for adults and is not directed toward children under the age of 18.

We do not knowingly collect personal information from children.

11. International Users

Information may be processed and stored in jurisdictions different from your country of residence. We take reasonable steps to ensure appropriate protection of personal information where required by applicable laws.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Any updates will be posted on this page with a revised “Last Updated” date.

Continued use of our services after changes are posted constitutes acceptance of the revised Privacy Policy.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Pensiona.ai

Email: privacy@pensiona.ai

Website: https://www.pensiona.ai

Disclaimer

Pensiona.ai provides educational information and technology tools designed to support retirement planning. Nothing on this website constitutes financial, legal, tax, or investment advice. Users should consult qualified professionals before making financial decisions.